When Your Workforce Is ‘On Client Premises’: Why Outsourcing Firms Must Rethink Third-Party Liability Insurance
When you send your team to a client’s site—maybe it’s a maintenance crew or IT technicians—they are stepping into a space that you don’t own. When it’s looked at, it’s another day at work, but that’s where risk gets interesting. Because when something goes wrong, the client may look at you first. That’s exactly why businesses need to rethink how they handle those risks – with or without third-party liability insurance . Having insurance is quite useful when your staff accidentally causes injury or damages property while working on someone else’s premises. It ensures both your employees and clients are safeguarded, turning such accidents into manageable situations. Why On-Site Work Changes the Risk Game When your team works in an office, the risks are predictable and manageable. But as soon as your team operates on a client’s premises, it becomes very different: You’re dealing with unfamiliar layouts and machinery. Multiple people could be working in the same space. Client assets,...